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Most Michigan homeowners assume they’re covered for flooding. They’re not.

by Andy Brummel Insurance Agency | Sep 11, 2026 | Blog

I’ve sat across the table from a lot of Michigan homeowners after a flood, and the conversation almost always starts the same way: “I thought I had insurance for this.” It’s an honest and completely understandable assumption. You have...

Michigan families are one lawsuit away from losing everything they’ve built. Here’s the safety net.

by Andy Brummel Insurance Agency | Sep 11, 2026 | Blog

Most people think of insurance in terms of what they own. The house. The car. The boat. What fewer people think about is what they could lose that has nothing to do with property at all, the savings account, the retirement fund, future wages, the equity in the home...

Michigan Homeowners Are Being Targeted After Every Major Storm And Most Don’t See It Coming

by Andy Brummel Insurance Agency | May 27, 2026 | Blog

The hail stopped around 4 PM on a Wednesday. By Thursday morning, there were strangers knocking on doors in neighborhoods across West Michigan, clipboards in hand, promising free inspections and telling homeowners their roofs looked damaged from the street. Some of...

How To Actually Lower Your Car Insurance In Michigan Without Leaving Yourself Exposed

by Andy Brummel Insurance Agency | May 27, 2026 | Blog

Michigan drivers pay some of the highest car insurance rates in the country. That’s not a secret, and it’s not a myth. It’s a real, frustrating fact that comes up in my office constantly. People walk in wanting to know why their bill is so high,...

The farm property insurance gaps that cost Michigan farmers the most (and how to close them)

by Andy Brummel Insurance Agency | May 13, 2026 | Blog

There’s a particular kind of frustration I’ve seen on a farmer’s face when they find out their claim isn’t covered the way they expected. It’s not the same as a homeowner finding out their basement flood isn’t included. It’s...

The Michigan insurance questions I get asked every single week (finally answered in one place)

by Andy Brummel Insurance Agency | May 13, 2026 | Blog

If I had a dollar for every time someone sat across from me and said “I’ve always wondered about this but never knew who to ask,” I’d have a very comfortable retirement fund. Insurance has this reputation for being confusing, full of fine...
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Providing Michigan families with reliable insurance solutions backed by personal service and local expertise.

Andy Brummel Insurance Agency

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602 Lake Michigan Dr NW
Grand Rapids, MI 49534

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(616) 301-8426

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andy.brummel@fbinsmi.com

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Mon – Fri 8:30 AM – 4:30 PM
Closed Saturday & Sunday

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