Terms and Conditions

The use of “we, us, our, and company” refer to Brummel Agency.

Effective: December 5, 2025

The Brummel Agency website (the “Site”) is comprised of various web pages operated by Brummel Agency, which can include third-party sites to manage Brummel Agency communities. Our products or services are offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of our products or services constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

Privacy

Your use of our website is subject to our Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting our website or sending emails to Brummel Agency constitutes electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Your Account

If you use the Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. You may not assign or transfer your account to any other person or entity. Brummel Agency is not responsible for third-party access to your account resulting from theft or misappropriation. Brummel Agency reserves the right to refuse or cancel service, terminate accounts, or remove or edit content at its sole discretion.

Children Under Thirteen

Brummel Agency does not knowingly collect personal information from persons under thirteen. If you are under 18, you may use our Site only with permission of a parent or guardian.

Cancellation/Refund Policy

Please refer to our cancellation/refund policy for updated terms regarding cancellations and refunds.

Links to Third Party Sites/Third Party Services

Our site may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Brummel Agency, and Brummel Agency is not responsible for the contents of any Linked Site, including any link contained in a Linked Site or updates to a Linked Site.

Brummel Agency provides these links solely as a convenience. The inclusion of any link does not imply endorsement by Brummel Agency or any association with its operators.

Certain services made available via our site are delivered by third-party sites and organizations. By using any product, service, or functionality originating from our domains, you acknowledge and consent that Brummel Agency may share information and data with any third party with whom it has a contractual relationship to provide the requested service on behalf of our users and customers.

No Unlawful or Prohibited Use / Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use our products or services in accordance with these Terms. You agree not to use the Site for any unlawful or prohibited purpose. You may not attempt to obtain materials or information through any means not intentionally made available through the Site.

All content on the Site is the property of Brummel Agency or its suppliers and protected by copyright and intellectual property laws. You may not modify, publish, transmit, reverse engineer, create derivative works, or exploit any content found on the Site.

Use of Communication Services

The Site may contain communication tools such as chat areas, forums, communities, and other message facilities. You agree to use these Communication Services only to post appropriate and relevant material.

You agree not to engage in activities such as harassment, defamation, posting obscene or unlawful content, uploading files that violate copyright, uploading viruses, conducting surveys or chain letters, or collecting personal information without consent.

Brummel Agency reserves the right to review and remove materials posted to a Communication Service and to terminate access at any time.

Materials Provided to Brummel Agency or Posted on the Site

Brummel Agency does not claim ownership of materials you submit or upload; however, by submitting content, you grant Brummel Agency permission to use your submission in connection with its business operations, including copying, distributing, or publicly displaying it.

International Users

If you access the Service from outside the USA, you are responsible for compliance with local laws. You agree not to use Brummel Agency content in any manner prohibited by applicable laws.

Indemnification

You agree to indemnify Brummel Agency from losses, costs, liabilities, and expenses arising from your use of the Site, your violations of the Terms, or infringements of third-party rights.

Arbitration

Disputes arising under these Terms shall be resolved through final and binding arbitration under the Federal Arbitration Act, conducted by a neutral arbitrator in the location of Brummel Agency headquarters.

Class Action Waiver

All arbitration will take place on an individual basis. Class actions, collective actions, or representative actions are not permitted.

Liability Disclaimer

Brummel Agency makes no warranties regarding the accuracy, reliability, or availability of the Site. The Site and all related materials are provided “as is.” Brummel Agency is not liable for indirect, punitive, incidental, or consequential damages arising from the use of the Site.

Termination / Access Restriction

Brummel Agency may terminate your access to the Site at any time without notice. Use of the Site is unauthorized in jurisdictions that do not uphold these Terms.

Changes to Terms

Brummel Agency may revise these Terms at any time. Updated Terms supersede all previous versions. Monthly retainer service fees are locked in at the initial agreement but the scope may change with a one-month notice.

Contact Us

Brummel Agency welcomes your questions or comments regarding these Terms. Please contact us through the Contact page on our website.